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Plus down voting to censor truth rather responding or acknowledging the fact the home was insured and the Police paid the insurance deductible.

shantly 7y ago
The article just said they offered $5k total to go toward the deductible and temporary housing. It says nothing about how much that actually cost, which was surely more. That wouldn't even cover fairly modest housing for a family during the time it'd take to tear down, clear the lot, and rebuild. The homeowner claims he's out $400k total for various reasons, beyond what insurance covered. Even if he was underinsured (likely), sure, that's on him, but the police did choose to do an absurd amount of damage to the house with all their fancy toys rather than just shutting off utilities and waiting. It's not like the guy took hostages, and there's no indication they even thought he had. For attacking the house to make sense in such a time-insensitive situation they must have thought they had a pretty solid perimeter set up. They chose to wreck the house.
- throwaway_law 7y ago
  >The homeowner claims he's out $400k total for various reasons, beyond what insurance covered. That is not what the homeowner claimed. He claimed his damages were $400k total, and the house was covered. What wasn't covered were the contents of the home because it was a rental and the renter didn't have renter's insurance. Also there were some runaway costs to the owner in the rebuild because the owner repoured the foundation (which wasn't damaged) in order to build a bigger home. >They chose to wreck the house. And he choose not to rebuild on the existing undamaged foundation and lay a new foundation to build a bigger home, but the damages to make the homeowner whole were otherwise covered by insurance.
  - shantly 7y ago
    Ah, good point, I read those were his expenses and didn't catch that was before insurance reimbursement. Looks like the actual damages beyond that are just loss of personal property in the house and whatever it cost to deal with the whole, you know, police-blew-up-my-house situation, which is surely non-trivial but likely well under $400,000.

shantly 7y ago

The article just said they offered $5k total to go toward the deductible and temporary housing. It says nothing about how much that actually cost, which was surely more. That wouldn't even cover fairly modest housing for a family during the time it'd take to tear down, clear the lot, and rebuild. The homeowner claims he's out $400k total for various reasons, beyond what insurance covered. Even if he was underinsured (likely), sure, that's on him, but the police did choose to do an absurd amount of damage to the house with all their fancy toys rather than just shutting off utilities and waiting. It's not like the guy took hostages, and there's no indication they even thought he had. For attacking the house to make sense in such a time-insensitive situation they must have thought they had a pretty solid perimeter set up. They chose to wreck the house.

throwaway_law 7y ago
>The homeowner claims he's out $400k total for various reasons, beyond what insurance covered. That is not what the homeowner claimed. He claimed his damages were $400k total, and the house was covered. What wasn't covered were the contents of the home because it was a rental and the renter didn't have renter's insurance. Also there were some runaway costs to the owner in the rebuild because the owner repoured the foundation (which wasn't damaged) in order to build a bigger home. >They chose to wreck the house. And he choose not to rebuild on the existing undamaged foundation and lay a new foundation to build a bigger home, but the damages to make the homeowner whole were otherwise covered by insurance.
- shantly 7y ago
  Ah, good point, I read those were his expenses and didn't catch that was before insurance reimbursement. Looks like the actual damages beyond that are just loss of personal property in the house and whatever it cost to deal with the whole, you know, police-blew-up-my-house situation, which is surely non-trivial but likely well under $400,000.