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Which index funds do you like? I've been going back and forth between considering one or more index funds or just getting a target date fund and leaving it alon
by bosephjangles 7y ago
Which index funds do you like? I've been going back and forth between considering one or more index funds or just getting a target date fund and leaving it alone altogether.
- deanmoriarty 7y agoI basically replicate a target date fund manually, using the standard Vanguard funds like VTI, VXUS, BND, ... That way, I can tune allocations if needed and I can take advantage of tax loss harvesting opportunities, so I get some extra benefits.
- travisr 7y agoAnd target dates usually have a higher expense ratio than funds like VTI. So you keep more of your investment income by doing it manually.