If the business model is to use an internet app to run a payday loan operation targeting low-income poor credit borrowers it is unethical in my option. It is t

If the business model is to use an internet app to run a payday loan operation targeting low-income poor credit borrowers it is unethical in my option. It is the dark side of the internet. We need to work to build communities where people are not as vulnerable to this type of scarcity. For more information on this topic see the book: Scarcity: The New Science of Having Less and How It Defines Our Lives