What if it takes off just because it's well-designed and customer focused, like most things Apple? I've had both an iPod and an iPhone. I'm not scoffing at App

What if it takes off just because it's well-designed and customer focused, like most things Apple? I've had both an iPod and an iPhone. I'm not scoffing at Apple's ability to deliver. However a very real thing is some people's attitude towards Apple being some kind of tech-God which cannot do anything wrong. They will praise anything they do (since Apple is now a status-symbol and they want to promote the status of their owned Apple devices) and apologize for any shortcomings or try to hide them under the carpet. That was what my remark was aimed at. Now back to the point. If you read the article and see what is being envisioned/promoted you will see that it's the same thing all over again: Mobile device set to replace credit/debit-cards. And ask yourself: If you need to make a payment, regardless of shiny UI and polished product finish, what will be simplest and most practical? A tiny card + PIN code or a freaking iPad with a soft keyboard and an complex, alpha-numerical iTunes-password? Just trying to picture the iPad-payment scenario in my mind turns into comedy-sketches about the tech-stupidity and hype running wild. Actually I'm seeing this very vividly as a SNL skit. It will not be elegant, it will not be practical and it will not be better than what we have already. And in the end, it will charge the same credit-card you could have paid with in the first place. Tell me again, what value can this possibly add?