I was not even aware this was possible. My loss from the LR takedown was ~$600 and this is the first time I ever heard that any such recourse that was availabl

I was not even aware this was possible. My loss from the LR takedown was ~$600 and this is the first time I ever heard that any such recourse that was available. In my personal experience, LR was easier to use and more widely accepted at the time than competing services. (namely PayPal) This article focused a lot on the carding scene, which no doubt was heavily reliant on LR, but to paint all 1MM+ users of LR as carders is simply incorrect. As the article mentions, it was trivial to open an account (as easy as signing up for HN really) and many would do so to make a one-off payment.