In the US, Visa & Mastercard now allow a merchant to have a surcharge for card purchases (their policy changed in 2013), but whether you get hit by this will va

In the US, Visa & Mastercard now allow a merchant to have a surcharge for card purchases (their policy changed in 2013), but whether you get hit by this will vary by state. And of course a merchant may build this surcharge into their prices so you don't see it. I have seen small restaurants (usually pizza places, for some reason) offer discounts for cash. If it's a local business you can always ask if a discount for cash is available. https://lawpay.com/about/blog/can-you-charge-a-fee-or-surcharge-for-clients-who-pay-you-with-a-credit-card/ https://lawpay.com/about/blog/can-you-charge-a-fee-or-surcha... (disclosure: I used to work for a sister company of LawPay)