Not the commenter but I had the same experience changing from debit card to credit card. Even though I always paid off everything at the end of the month, I'm n

Not the commenter but I had the same experience changing from debit card to credit card. Even though I always paid off everything at the end of the month, I'm now buying more things simply because it's so easy. Before I only had smaller amounts on my debit card, so if I wanted to buy stuff online I had to first move money from another account. This extra step made me more conscious of my spending and I would imagine starting to use cash would have a similar effect.