In my view this is a misunderstanding of how a for-profit insurance operates. In general, insurance companies want to make the pie larger. They have no incentiv

In my view this is a misunderstanding of how a for-profit insurance operates. In general, insurance companies want to make the pie larger. They have no incentive to reduce drug prices. They have no incentive to create a healthy society. Because that reduces premiums. And less premiums is less business. Insurance companies only profit from prevention when they can prevent something they'd been paid to insure against beforehand. They may be forced to employ prevention to offer competitive insurance deals, but that makes them interested only in individual prevention for their customers. From a revenue perspective they depend on the prevalence of sickness. I'm not saying that everybody in an insurance outfit has their priorities consciously aligned like that. But we shouldn't expect advice from an insurance to be good for our health. Sometimes they might prefer if we die fast. Or stay in therapy and opt for the extra-care package.