You ride to work in the middle of the day? As someone with very fair skin I check the UV index meticulously: there is no day in the year that I would be riding

You ride to work in the middle of the day? As someone with very fair skin I check the UV index meticulously: there is no day in the year that I would be riding to or back from work with a UV index higher than 3 in Sydney. Now if I was cycling at 2pm on a summer's day I would use SPF50 sun cream or wear a UV shirt, just like I do when I walk outside at 2pm.