If you knowingly misrepresent a material fact for the purpose of inducing someone to act (E.g. give you money), then you have committed fraud. This is literally

If you knowingly misrepresent a material fact for the purpose of inducing someone to act (E.g. give you money), then you have committed fraud. This is literally the definition of fraud. Maybe in the your household blaming the victim when they hire a company with such a well known track-record of failing to deliver is acceptable, but many people have different values.