ADDENDUM: This decision is if you're like me & my wife: born into a middle to lower-middle class family. Have made it to where you are in life via hard work &

ADDENDUM: This decision is if you're like me & my wife: born into a middle to lower-middle class family. Have made it to where you are in life via hard work & dumb luck. Have no "glass floor" below you. Have no family member who could have even begun to tell you what to do with stock options. If you're "born on 3rd base thinking you've hit a triple" (e.g. mom & dad have money and will make sure you never end up homeless and sleeping in your car) just ask your family lawyer and/or CPA. I'm sure they have contacts to help you out.