Um, no. Visit Bogleheads.org, where many wealthy people hang out and discuss finances. You'll find that for a great many wealthy people, the secret is simply

Um, no. Visit Bogleheads.org, where many wealthy people hang out and discuss finances. You'll find that for a great many wealthy people, the secret is simply living below your means, saving and investing for decades, and keeping costs low. That's it. Not lucky. Not necessarily smarter. Just disciplined, and having the basic knowledge of the simple steps described.