"Credit card companies also play a key role by largely refusing to grant charge-backs to people who have been roped into a subscription without their knowledge,

"Credit card companies also play a key role by largely refusing to grant charge-backs to people who have been roped into a subscription without their knowledge, according to Baker." If you get rolled into subscription without agreeing to that isn't that the same as someone charging you for what you didn't order, so aren't the credit card companies supposed to refund you ?