Perhaps "talent" is the wrong term. I can be talented at hammering nails, that doesn't mean I'll be super wealthy. What you need is a talent that earns revenue

Perhaps "talent" is the wrong term. I can be talented at hammering nails, that doesn't mean I'll be super wealthy. What you need is a talent that earns revenue and the foresight to retain the net income and increase revenue. "It's all about leverage". Another approach I have personally done is taking out a $30k loan, invested it and doubled my money paying back the loan. What does that mean, I started with zero, and ended up with $30k. I then took my newly made $30k and continued to invest it (without a loan). My point being, you aren't rich because you didn't take a "chance". You didn't increase your net worth.