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That's the best thing about Kaiser. The care may only be adequate, but the no surprise out of network bills makes it better than any of the other plans.
by narrator 7y ago
That's the best thing about Kaiser. The care may only be adequate, but the no surprise out of network bills makes it better than any of the other plans.
- dillondoyle 7y agoIs this really true though? I have kaiser I think silver marketplace plan. While they did cover a good chunk of a semi-recent hospital cost (out of state emergency with no Kaiser in the state). I'm still getting new bills that Kaiser won't cover. But maybe I don't know enough to file complaint/forms to push back
- privateSFacct 7y agoYes it’s true - if you go to their facility no out of network bills. You may still end up w a bunch for different services but all considered in network. If you have an high deductible plan you'll still pay that whack. If you have gold / platinum no deductible plans you'll pay your co-pay. You CANNOT go out if network though - that's really the deal / tradeoff. If you travel a lot, have a fav specialist etc may not be a good fit - a national ppo may work better or us within us coverage for specific trips. Generally you can get $100K coverage for trips > 100 miles away from your home + 1 night away from home as part of your insurance package (exceptions related to traveling for medical work, getting drunk and hurting yourself etc).