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I agree. The idea is the insurance negotiates on my behalf. If they don't pay, I don't pay, and I don't understand how we arrived at the existing status quo.
by snagglegaggle 7y ago
I agree. The idea is the insurance negotiates on my behalf. If they don't pay, I don't pay, and I don't understand how we arrived at the existing status quo.
- lotsofpulp 7y agoBecause not all providers are contracted with your insurance. If there exists an agreement between your insurance and the provider (I.e. in network), then the insurance company does pay for everything beyond the out of pocket maximum.
- XorNot 7y agoRemember kids, always have a friend at the door to the OR checking IDs and corporate affiliations while you're under to avoid unexpected bills! (The US system is literally insane)