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Government funded healthcare on some level would help to alleviate a modicum of this catastrophe. I doubt it would be a magic bullet but medical debt damages so
by SomaticPirate 7y ago
Government funded healthcare on some level would help to alleviate a modicum of this catastrophe. I doubt it would be a magic bullet but medical debt damages society by incentivizing disaster health care instead of preventive care.
- Gibbon1 7y agoIf you wanted a small fix as opposed to my preferred solution of burn it to the ground as an example to every other shitty industry. That fix would be to require insurance companies to be the primary bag holder. Not the patient. AKA a the 'independent' anesthesiologist can't sue the patient, he has to sue the insurance company. At least in that case everyone involved has deep pockets and a strong hand. The reason I say burn it all down is medical billing would be considered outright criminal fraud and extortion in any other industry. Imagine your mechanic engaging in surprise billing. Well yes my bill of $2500 was just for removing and installing the transmission. The $15,000 is the independent transmission rebuilders fee.
- snagglegaggle 7y agoI agree. The idea is the insurance negotiates on my behalf. If they don't pay, I don't pay, and I don't understand how we arrived at the existing status quo.
- lotsofpulp 7y agoBecause not all providers are contracted with your insurance. If there exists an agreement between your insurance and the provider (I.e. in network), then the insurance company does pay for everything beyond the out of pocket maximum.
- XorNot 7y agoRemember kids, always have a friend at the door to the OR checking IDs and corporate affiliations while you're under to avoid unexpected bills! (The US system is literally insane)