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An honest question: Why and who in the payment space penalizes sites for allowing NSFW content? I can't understand why Visa, or Paypal would have moral grounds
by loufe 7y ago
An honest question: Why and who in the payment space penalizes sites for allowing NSFW content? I can't understand why Visa, or Paypal would have moral grounds to block that content if they also process payment for strictly-porn sites.
- Mindwipe 7y agoPaypal doesn't process such payments. Mastercard have a huge list of arbitrary rules. Visa and Mastercard charge significantly extra to process adult payments.
- loufe 7y agoAh thanks for the clarification. Do you know under what pretense they charge the higher rates? I can imagine there is more fraud for adult payments, but would they also charge higher for gambling or other fraud prone payments in that case?
- ekimekim 7y agoOne story I've heard is that adult content payments have a very high rate of chargeback, claiming it was fraud after the fact as a way of saving face when someone else (like a spouse) sees it in their transaction history. But as you say, adult content isn't the only high-risk business but payment processors seem to care much more about it than others. My guess is that it's just exactly what it looks like - a squeamishness to be associated with activities that culture targets as "non-respectable". "If people pay for porn with Paypal, then they'll think of Paypal as a porn payment provider and not want to use Paypal to pay for normal things".
- deleted 7y ago[deleted]
- nojvek 7y agoDoes stripe do the same too?