Precisely! While the risk of most disasters is rather low for most people, there is a considerably larger risk that _something_ will happen at some point. It's

Precisely! While the risk of most disasters is rather low for most people, there is a considerably larger risk that _something_ will happen at some point. It's only reasonable to be able to survive on one's own if society is disrupted for a few weeks or so. There's a long way to go from that to bunkering down in the wilderness and withdrawing from society.