I use a Chase Liquid card that’s associated with my Chase checking account [0]. The balance I keep on it is always 0.01 (it used to be 0.00, but Chase closed my

I use a Chase Liquid card that’s associated with my Chase checking account [0]. The balance I keep on it is always 0.01 (it used to be 0.00, but Chase closed my last Liquid account because it was not used, so I’m hoping keeping one cent on it keeps it active). The Chase Liquid card is a prepaid Visa debit card, so the merchant cannot pull more than what is on the card (they are denied), and the card is accepted wherever Visa is accepted. Some merchants can detect whether or not the card is a debit card, but this occurrence has been very rare in my personal experience (definitely once, maybe twice, I can’t remember the specific merchants). I use my Chase Liquid card as the default card for any merchant that wants a card to automatically charge per month, or for any merchant that offers a discount for having autopay setup (one example of the latter case is T-Mobile where I get $5.00 off my bill Per month for just having a card on file for autopay). Merchants have gotten better at notifying me when my payment is due before actually charging me, so I actually perform one-time payments in these cases using my normal credit card that offers cash back. Yes, this approach does not provide any additional privacy beyond keeping my intended payment method to myself. For anything more, I only know of privacy.com . However, this approach is sufficient for practically all of my needs. [0] https://www.chase.com/personal/debit-reloadable-cards/starbucks?jp_cmp=rb/liquid_redirect/off/redirect/na https://www.chase.com/personal/debit-reloadable-cards/starbu...