Payday loans and financial derivative products both exist at opposite ends of 'creative finance' that can come back to bite you. Payday loans, like what Intuit

Payday loans and financial derivative products both exist at opposite ends of 'creative finance' that can come back to bite you. Payday loans, like what Intuit is doing, seeks to directly profit off of those who have the least. While they're both bad when they go wrong, it would muddy the waters to say 'but also there are other areas that are just as bad or worse depending on how you look at it.' I'd go further to say what Intuit is doing is worse than the payday loan industry because it does it through regulatory capture instead of just desperation for capital.