It appears this guy actually profited 5k, he started out with 5k and withdrew 10k before his account was closed. As it appears that RH isn't going to go after

It appears this guy actually profited 5k, he started out with 5k and withdrew 10k before his account was closed. As it appears that RH isn't going to go after him for the negative balance, that's free money. So maybe it is foolproof? Even if you lose, you still win :)