I think the only reason to hold out for Bitcoin over something like Stellar is an extreme libertarian ideology. Stellar is attractive to me precisely because

I think the only reason to hold out for Bitcoin over something like Stellar is an extreme libertarian ideology. Stellar is attractive to me precisely because it works with society, rather than against it. It uses the trust relationships already built into our social systems and institutions. It's true, I don't trust Chase individually not to screw me over. But I do trust 50 independent organizations (including government, private individuals and corporations) all checking each other's work. You get 98% of the benefit of Bitcoin with thousands of times greater efficiency. The only scenario where this stops working is in a complete societal breakdown, and frankly that is not a contingency most reasonable people plan for. Is hypothetical resilience in the face of an anarchist fantasy really worth millions of tonnes of real carbon being pumped into the atmosphere?