> does Faster Payments allow you to pay to any other identifier (email address, phone number) There is a system called Paym which lets you send money to (the b

> does Faster Payments allow you to pay to any other identifier (email address, phone number) There is a system called Paym which lets you send money to (the bank account associated with) a phone number, but you have to sign up for it explicitly to associate your phone number with your account, and I personally have never used it nor heard of anyone I know using it. > does it support emoji? I believe it's limited to some subset of uppercase ASCII only. However, some banks allow emoji for transfers to other accounts within the same bank (e.g. Monzo).