I live in Germany, where ATMs always require you to take out the card before giving you money. The reason I've heard for this is to avoid a particular scam that

I live in Germany, where ATMs always require you to take out the card before giving you money. The reason I've heard for this is to avoid a particular scam that goes like this: 1. Eve spies on Alice as she enters her PIN into the ATM. 2. As Alice takes her money, Eve taps her on the shoulder and gives her a 10$ bill, explaining that it fell down to the floor when Alice didn't notice. 3. Mallory uses the distraction to swipe Alice's card from the ATM without her noticing. Now Mallory and Eve have both the card and the PIN and can empty the account.