Is it really that hard to receive the money then transfer it to the right account? Yes, it's an extra step, but you're already doing way more steps to cash a c

Is it really that hard to receive the money then transfer it to the right account? Yes, it's an extra step, but you're already doing way more steps to cash a cheque than use a transfer service where you only give an account number and suddenly the money is there. IMO, this sounds like a solution looking for a problem to me.