so if you're dull and lazy, but have unearned wealth, you should never fail? why do you want to believe so hard that wealthy people should never lose their weal

so if you're dull and lazy, but have unearned wealth, you should never fail? why do you want to believe so hard that wealthy people should never lose their wealth in any circumstance? it's a classic misallocation of resources, and how monarchies have time and again fallen into despotism, decay, and eventually overthrow. it's why democracy and capitalism came into being in the first place.