Wow, that is bonkers. I pay our childminder by bank transfer. Its almost instant to do from my phone, free, and I just put the invoice number in the reference

Wow, that is bonkers. I pay our childminder by bank transfer. Its almost instant to do from my phone, free, and I just put the invoice number in the reference field. The idea that banks would print and post cheques is like something from the era of telegrams. So weirdly anachronistic.