That and many other points are hilarious and shows clearly author doesn’t know what they are talking about. I have a family platinum ($0 deductible) kaiser hmo

That and many other points are hilarious and shows clearly author doesn’t know what they are talking about. I have a family platinum ($0 deductible) kaiser hmo for much less money through my employer. These days even startups can beat that in sfbay. Point about swiss “diversity” is also funny