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> If you want to save on the premium and keep yourself healthy then you pick the 2500 franchise and pay as little as 300 CHF per month for healthcare insurance.
by akhilcacharya 7y ago
> If you want to save on the premium and keep yourself healthy then you pick the 2500 franchise and pay as little as 300 CHF per month for healthcare insurance.
That's..surprisingly expensive for someone that's not self-employed. I didn't think it would be that expensive. Meanwhile for me it's about $30 a month for my HSA employer plan with a lower deductible.
- gniv 7y agoInsurance is not linked to employment in Switzerland. You shop around. Employers might help defray the cost. I know at least one large employer who gives 400CHF/mo towards insurance ( on top of salary).
- deleted 7y ago[deleted]
- dilyevsky 7y agoThat and many other points are hilarious and shows clearly author doesn’t know what they are talking about. I have a family platinum ($0 deductible) kaiser hmo for much less money through my employer. These days even startups can beat that in sfbay. Point about swiss “diversity” is also funny
- akhilcacharya 7y agoYeah I don’t think it’s a favorable comparison point for SWEs.
- saiya-jin 7y agoIts actually closer to 400 per month, significant and mandatory payment. And so far it keeps rising every year (was 230CHF in 2010 for me). But its completely untied from employer, you find your own model and finance it yourself. Plus with this you have 2500 'franchise', meaning only after you pay 2500 CHF in given year, insurance kicks in. Lesser threshold costs obviously even more. For teeth care there is basically no usable public insurance, people just go across the border (or swallow the cost in case of emergency)