This is my worst nightmare. -Just as I was finishing college, my father, who only had a high school education, worked for GTE Sylvania for 25+ years. The compa

This is my worst nightmare. -Just as I was finishing college, my father, who only had a high school education, worked for GTE Sylvania for 25+ years. The company was sold, then closed the small plant he worked at. The best he could find after that was stockroom work at a department store. That triggered depression in him and a big rift in my parent's marriage. -20 years ago my brother worked for Xerox, and was laid off/downsized. He and his wife had a third child on the way, had just built a house. It took him a year to find a job as IT support for a law firm. That traumatized him so much he's overworked for the company ever since. -I worked for Kodak for many years. The last 2 years I worked there in the early 2000's, my department was under constant layoff threat. At that point, I'd decided I was moving out of NY, and wanted the severance package (but didn't get it) -After moving to WI, 9 months into my new job there, our department had a round of layoffs. I was terrified since I was the last hired, and now was hundreds of miles from my support network. I survived, and went on to work there for 10 more years. -My partner, after working for a financial services company for 26 years, got a boss who didn't like him, and frankly I think did not like LGBTQ folks, and maneuvered him into being a "displaced worker". He got let go, 5 years before his pension and years of service would have put him in a place to be able to comfortably retire. So I haven't ever been laid off, but I have seen how much damage it can do to people I care about and their futures. I worry about this every day, especially seeing what happened to my dad and my partner. I have been saving for retirement, but I really need the next 5-10 years to let that build to be able to comfortably retire.