I disagree with that characterization of "the population". Internet use is mandatory, as government, banking and corporate services use more and more online-onl

I disagree with that characterization of "the population". Internet use is mandatory, as government, banking and corporate services use more and more online-only application or submission processes. Lowers costs by eliminating paper, increasing speed and reducing the call center and paper processing jobs. For many thingsb the only choice is online forms, email and online display (anyone used bankbooks recently?)