All the banking apps I use provide biometrics login (opt-in), plus your mobile device is a lot more likely to be operated by you personally compared to your des

All the banking apps I use provide biometrics login (opt-in), plus your mobile device is a lot more likely to be operated by you personally compared to your desktop computer. I.e. your phone in someone else's hands is an exception because it requires your permission and your biometrics, and it would be very temporary anyway. Not so with the desktop. Online banking was never as secure as it is now. Let alone that mobile platforms being managed environments themselves are a lot more secure.