I am familiar with the Trinity study. Even if that is going to be true going forward (which I am very skeptical, as I think global warming is going to have a ma

I am familiar with the Trinity study. Even if that is going to be true going forward (which I am very skeptical, as I think global warming is going to have a major impact on market returns over the next few decades), I am young enough (32) that I really can’t trust these level of frugal expenses to be maintained for the rest of my life.