1. They charge you fees for things Well, they provide a service and charge for that. Seems legit to me. Specifically in the context of European banks (includin

1. They charge you fees for things Well, they provide a service and charge for that. Seems legit to me. Specifically in the context of European banks (including Iceland, Norway and Switzerland) that charge virtually nothing for basically instantaneous transfers within those countries. If US banks suck, maybe have a word with your congressperson. 2. They try to upsell me stupid financial products If so, change your bank. 3. They are not easy to use in other countries Uhh, just about any bank I know of issues an ATM card, which is either attached to the Plus, or Cirrus networks. My Swiss Postfinance ATM card work mighty fine at ATMs in Bangkok, Burundi, or Bangalore. Or just about in any damn place in the world. In other words: This reasoning is total bullshit. 4. Typing in my credit card number sucks Yeah, well. You may prefer to trust a company, which lies a lot and shuts down your account for any and all resaon, without any recourse. Let alone get hold of a real life person to rectify the issue. Frankly, I prefer the "hardship" to type my credit card number (which I know by heart anyway) than to trust Mr. Zuckerberg or Mr. Marcus. Which, in my opinion, always seem pretty much full of shit whenever they open their mouth. To each his own, I guess. 5. Typing in my credit card number isn't secure Er, not my problem. I let my bank sort that out. They're obliged to do that and whenever I had that (rare) problem it was sorted out in a jiffy. Best of luck sorting this out with just about any major tech company.