Fast transfers are not something that cryptocurrencies uniquely enable, so I think it is unfair to highlight that as a feature. Transfers could (and often are)

Fast transfers are not something that cryptocurrencies uniquely enable, so I think it is unfair to highlight that as a feature. Transfers could (and often are) instant without cryptocurrencies too. Inside Europe most transfers clear within minutes. The main reason why some transfers are slow is due to KYC rules which cryptos do not implement. With the same procedures in place, they'd be just as slow.