Why should I send 2 or 3 euros to someone over a chat? In Europe I can authorize a seller to directly take money from my account, if it's money for someone I t

Why should I send 2 or 3 euros to someone over a chat? In Europe I can authorize a seller to directly take money from my account, if it's money for someone I trust (family, close friends) I can give them my prepaid credit card number and charge it with just the amount they need Do you really think that Libra would make this simpler?