In Sweden ? more or less yes. It's very hard to deposit cash, you can withdraw cheques you got from Swedish companies (for a high fee) but otherwise it's diffi

In Sweden ? more or less yes. It's very hard to deposit cash, you can withdraw cheques you got from Swedish companies (for a high fee) but otherwise it's difficult and expensive. A lot of physical bank branches are closing down, and many won't accept deposits everything is done online. Your day to day banking is managed by Mobilt BankID which is mostly a mobile app, it's also used to identify yourself in everything official towards the government or commercially. If you really want there are physical mini-keyboards to replace it, but they are rare. And then there is Swish, and other applications, that allows instant, free person to person transfers backed by a consortium of banks.