Stuff like this always makes me laugh, mostly out of the insanity of it. Most of these types have never had to file bankruptcy, or worry about paying the month

Stuff like this always makes me laugh, mostly out of the insanity of it. Most of these types have never had to file bankruptcy, or worry about paying the month past due bill(s), or how they're going to eat or feed their children. They have no idea what people need. When they want to play philanthropist to 'save the world' I just can't help but laugh. You want to make a real difference? Find some people, give them a monthly stipend, tell them it'll last x years and they should use it to improve their situation. Say you have 1 million dollars you want to do something with: - Find 15 people - Give each one $500 a month for a decade as a stipend/annuity. - Take the other 100k and give four $5,000 scholarships a year for 5 years. You'll radically change 20~ lives profoundly. For me $500 a month would be another week and change of take home pay every month, over the course of a decade it would be 35-45% of a house here around Indy. Hell, I only need 700k to retire with a 3% safe withdrawal rate if I do not have kids (34 and not married so doubt that's happening). You could take that 1 million and give 10 people 100k and say "congrats, I just put you a decade closer to retirement!" and the impact it would have would be drastic for those individuals, and if you're worried about them blowing it on stupid stuff, just spread it out, 1k a month for 8 years and change. Have a financial planner create a document that gives them suggestions on how to invest it into retirement vehicles or educational programs, or just point them at the /r/personalfinance sidebar and ask them to write you an update each month on what's going on in their life. Feel good for the better part of a decade. --- I don't have a college degree, EVERYONE wants a college degree. I had a multi-millionaire, that at the time was running not one but TWO companies tell me he was sorry that I was running into a wall for not having a degree and that he was sorry it has become a "de facto union card". I begged, and begged, and even suggested things I could do for either company or some other endeavor of his and "I'm real busy right now" was all I got. Last summer this individual that flew me clear across the country and put me up in a hotel for 2 days, to talk to me face to face for less than 1 hour - while they worked on their laptop the entire time. I spent all of my Sunday, Monday and Tuesday finally getting home at 8pm, having arrived at the airport here 8am Sunday, so they could talk to me for maybe 40 minutes face to face... the money they wasted on that was about 2 weeks of my take home pay. I imagine they didn't think anything of it. "Hey I'm busy, I'd like to meet this person, I'll have them journey across the country so we can have a meeting since they aren't local" probably didn't think anything of it. but to me I thought they were finally going to give me a 'trial' job and wanted to do it face to face. Nope. Just wanted to meet me. I was devastated. For a week or so leading up to getting there I was like "This is it, this is it!!!" and then just "hi, nice to finally meet you"... People with this sort of wealth, simply have no concept of reality for 'normal' people.