I think we agree then, these things have varying degrees of creepiness, with thoughts being the least creepy. And comparing having a thought to having it be you

I think we agree then, these things have varying degrees of creepiness, with thoughts being the least creepy. And comparing having a thought to having it be your password, as OP did, is a false equivalence fallacy, from my perspective. One is order of magnitude weirder than the other.