3 ms·
I have a story of how 2FA over sms is worse than nothing (written as a throwaway, because I don't want a target on my back). I had an account with Bank of Amer
by throwbank 7y ago
I have a story of how 2FA over sms is worse than nothing (written as a throwaway, because I don't want a target on my back).
I had an account with Bank of America and a prepaid AT&T plan. I was about to move abroad so I went to my local bank office and asked if there was anything I needed to do to prepare for this. "Nothing in particular" I was told.
After moving abroad I opened another bank account in that country and tried to transfer my money over to said account. However in order to transfer the money out I had to enroll (I wasn't already) in sms 2FA. As at&t prepaid does not have roaming I wasn't able to enroll using it. And only American numbers were accepted. I got on the phone (a different one) with at&t to see if roaming could be enabled. "-Nah, there is no roaming for prepaid only for postpaid. -Can you sign me up for that? -No, only in a store"
Now I weighted my options. I could fly back to the US to resolve it, if I could get another visa. I could fly to Mexico or Canada where there is roaming. In the end I went with the advice the bank's support gave me: I enrolled a friends number. This does not feel secure at all, but what you gonna do?
Moral of the story: If you move abroad, better make sure your sim supports roaming, because you're gonna get locked out of stuff otherwise.