This seems like a big problem, since my bank's SMS codes don't specify why they are sending it: "This is a verification code from [bank]. Enter online at promp

This seems like a big problem, since my bank's SMS codes don't specify why they are sending it: "This is a verification code from [bank]. Enter online at prompt or in password field w/in 30 minutes." Nowhere does it mention the purpose, or to NOT read the code over the phone under any circumstances.