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Quick question: What would an attacker gain from getting into your bank account? From mine (french big bank), they could be annoying (asking the bank to close
by throwaway744678 7y ago
Quick question: What would an attacker gain from getting into your bank account?
From mine (french big bank), they could be annoying (asking the bank to close accounts, ordering new checkbooks, getting all kind of information on past transactions, wire money between my accounts), but I can't see how one would effectively leverage that.
I mean, an attacker goal would be to draw money in some way; all money wirings to external bank accounts are protected by a code (SMS or in-app verification), with a 24h delay between the time one enters a destination account and the actual wiring.
Is that any different with other banks? Is an attacker able to effectively draw money as soon as they get access to the account?
- SmellyGeekBoy 7y agoI'm not sure why you've been downvoted for this - it's a perfectly legitimate question. I'm in the UK and have a personal account with HSBC and a business account with Lloyds. In both cases I need to generate a code to setup a new recipient - using the app (HSBC) or a physical card reader (Lloyds). I also get an SMS in both cases asking me to contact them if I didn't submit the request. So anyone gaining access to my accounts wouldn't be able to transfer money out. I suppose they could do other things - contact the bank's support staff using their realtime chat thing maybe and social engineer something that way? Perhaps they don't ask for further confirmation in that case but I haven't checked.