Hey, this is actually how it works in Turkey. All SMS messages for transaction purposes from banks have a disclaimer, which indicates whether to share the code

Hey, this is actually how it works in Turkey. All SMS messages for transaction purposes from banks have a disclaimer, which indicates whether to share the code with customer service representative or not. For example, for online transactions, the SMS includes a warning to not share the code with anyone, while SMS codes for telephone banking tells you to share the number with the representative.