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They are better. One of my banks offer a hardware token which requires my card to be physically present and for a correct PIN to be entered. The other has an a
by edent 7y ago
They are better. One of my banks offer a hardware token which requires my card to be physically present and for a correct PIN to be entered. The other has an app with push notifications which can be used to approve or deny transactions.
Seriously, switch bank.
- NeedMoreTea 7y agoAye, that's what they used to use. Great News! Now I don't have to remember to have my card reader and I can use app, SMS or email to get codes instead. Err WTF? Apparently these changes help protect my accounts from fraud better, or some similar Orwellian doublespeak. I did wonder if it was some unintended consequence of the EU banking interop changes, but that didn't seem especially convincing. OK, changing bank it is then. At least it's so much easier than it used to be. :)