If you drive up onto the sidewalk and break both my legs, I would certainly expect you to pay more than $100k if my medical bills came to that. Or more generall

If you drive up onto the sidewalk and break both my legs, I would certainly expect you to pay more than $100k if my medical bills came to that. Or more generally, a human life is worth quite a few times more than $100k - does that make it negligent for me to go outside?