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Isn't that what American health insurance companies are?

• Someone1234 7y ago
  Kinda yes. But it isn't competitive when you cannot even pick your own health insurance company nor see prices for medical care (or see what is in/out of network). Splitting employers from health insurance is one of several required changes that needs to happen before the supposed hand of capitalism can allow the market to get healthier. I have no idea if it would work, but the status quo is so unhealthy at the very least improvement competition/choice could improve that somewhat.
  • mankyd 7y ago
    >But it isn't competitive when you cannot even pick your own health insurance company There's plenty of employers that don't offer healthcare, and you are not obligated to take it if your employer does offer it. You can always buy your own health insurance.
    • Someone1234 7y ago
      And pay substantially more for the same product. The individual insurance marketplace isn't competitive, plus you're also giving the federal government a free loan (since employer insurance is pre-tax dollars, individual plans get a refund after the tax return).