1 DB schemes are much better for the employee than DC 2 Pensions funds are different to investing for individuals (with small portfolios) DB schemes have very

1 DB schemes are much better for the employee than DC 2 Pensions funds are different to investing for individuals (with small portfolios) DB schemes have very long lifetimes and have to invest for multiple generations and cant just invest in a tracker - they have to have a suitable investments in bonds and guilts for example./