But they don't. They want you to think they are holding the people for ransom, but they're not. Solvent banks need liquidity, the payment system has to stay r

But they don't. They want you to think they are holding the people for ransom, but they're not. Solvent banks need liquidity, the payment system has to stay robust and functional, and existing deposit insurance (which is fully funded) needs to be honored. But don't bail them out.