>Do you save for retirement if you absolutely can never save enough due to the rate of return? I find this an interesting question because I turn around and lo

>Do you save for retirement if you absolutely can never save enough due to the rate of return? I find this an interesting question because I turn around and look at the notion of multiple generations living together in the same household, as is practiced in some cultures. In that environment, if you can trust the next generation (or more specifically, your offspring) to care for you in your old age without necessarily banking on an annual 7% rate of return on financial investments, maybe you start putting more money and time into setting your children up for success instead. If we follow this train of thought, then one might want to invest more into schools and other infrastructure to benefit the next generation rather than necessarily investing in high-yield funds, which strikes me as a healthier alternative in the long run, but would need to be localized to see sufficient return on that investment.